cut or color,color or cut?

I want to have a fresh new look for the new year but I can't decided yet what to do. I want to color my hair I just don't know where. I want to cut it but scared that the parloristas or badings won't give me the haircut I want. My hair is giving a sign, it is lustrous now and very shiny with a bit wave. I want a new look. Err!

With my skin color, I love the golden brown color or morena. My husband loves unfair (hahaha. that's what I call white colored skin) skin color. I'm planning to have a body scrub just to even my skin tone (now that I can afford it) but time would not permit me. MAYBE, after our minivacation. Hehehe.

Oh well, I'lljust wait for a sign on what to do our YOU can help me. Hehehe.